Some insurers stopping new coverage for kids

Amplify’d from

Some major health insurance companies have stopped issuing certain types of policies for children, an unintended consequence of President Barack Obama's health care overhaul law, state officials said Friday.

Florida Insurance Commissioner Kevin McCarty said in his state UnitedHealthcare and Blue Cross Blue Shield have stopped issuing new policies that cover children individually. Oklahoma Insurance Commissioner Kim Holland said a couple of local insurers in her state have done likewise....

The major types of coverage for children — employer plans and government programs — are not be affected by the disruption. But a subset of policies — those that cover children as individuals — may run into problems. Even so, insurers are not canceling children's coverage already issued, but refusing to write new policies.

The Affordable Care Act requires that insurers cover kids, regardless of medical problems. This is one of the most important and most popular elements of the bill, and one that appears to have a loophole allowing insurers who carry policies that would cover children as individuals to just not offer them. Read more at